Getting to Know Each Other
The first meeting is all about getting to know one another and making sure values align.
Whether we meet in person, on Zoom, or by phone, we’ll never cross boundaries or pressure you to make financial decisions.
If we decide to formalize a relationship, we’ll set an agenda for moving forward.
Defining Your Vision
What does financial independence mean to you? No work and all play? Freedom to travel and spend time with your loved ones? Maybe it's entrepreneurship without financial pressure.
Whatever your goals and whatever your time frame, we’ll help you understand what you are trying to achieve, and what it will take to get there.
Developing Your Plan
Your complete financial plan is more than formulas and model portfolios.
We’ll leverage industry-leading research and interactive technology to model your financial future plan for contingencies, and provide concrete recommendations in five areas critical to pursuing financial independence:
- Risk-sensitive portfolio construction and management
- Cash flow-focused income planning
- Income and estate tax planning
- Asset protection and risk management
- Wealth transfer and legacy planning
Execution
Once we’ve agreed on a plan of action, we’ll help you to execute it with comprehensive financial services that include portfolio construction and management, asset protection and tax planning, and ongoing review of your goals, your needs, and your progress. We'll meet to review your situation at least once per year (often more frequently), but you can request a meeting, phone call, or email conversation whenever you like. We’ll also be proactive and will reach out to you with clear and transparent information if changing economic conditions dictate an adjustment to your strategy.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.